Rev. 1/2023
FACTS WHAT DOES UNIBANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security number and incomeAccount balances and payment historyCredit history and credit scoresWhen you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons UniBank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Reasons we can share your personal information
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
- Does UniBank share? Yes
- Can you limit this sharing? No
For our marketing purposes: to offer our products and services to you
- Does UniBank share? Yes
- Can you limit this sharing? No
For joint marketing with other financial companies
- Does UniBank share? No
- Can you limit this sharing? We don't share.
For our affiliates' everyday business purposes: information about your transactions and experiences
- Does UniBank share? No
- Can you limit this sharing? We don't share.
For our affiliates' everyday business purposes: information about your creditworthiness
- Does UniBank share? No
- Can you limit this sharing? We don't share.
For nonaffiliates to market to you
- Does UniBank share? No
- Can you limit this sharing? We don't share.
- How does UniBank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
- How does UniBank collect my personal information? We collect your personal information, for example, when youopen an account or deposit moneypay your bills or apply for a loanuse your credit or debit cardWe also collect your personal information from others, such as credit bureaus, affiliates or other companies.
- Why can't I limit all sharing? Federal law gives you the right to limit only:sharing for affiliates' everyday business purposes - information about your creditworthinessaffiliates from using your information to market to yousharing for non-affiliates to market to you.
Definitions
- Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies. UniBank has no affiliates.
- Non-affiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies. UniBank does not share with non-affiliates so they can market to you.
- Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you. UniBank doesn't jointly market.