Woman in field of crops.

Certificates of Deposit (CDs)

Business Certificate of Deposit

  • Minimum opening deposit: $1,000
  • Term: 3 months to 60 months
  • Withdrawal Fee: Penalty for early withdrawal
  • Earns interest: Fixed interest rate
  • Calculated: Daily
  • Interest Paid: Monthly
  • Renewal: Renewal will be the same as the original term with the interest rate to be determined at the time of renewal
  • Additional Information: 10 day grace period after maturity to withdraw funds without penalty

Windmills and solar panels in a field.
Loans to Businesses located in Rural Areas

Discover the USDA’s Business & Industry Guaranteed Loan Program.

Refinance or purchase commercial real estate. Finance equipment. USDA B&I loans offer longer loan terms than bank loans and larger loan size than SBA loans.