

Mr. Bai, EVP & Chief Financial Officer, joined the Bank in January 2018, and has over 25 years of experience in banking and financial services. Prior to joining the Bank, he served as the Vice President of Financial Reporting and Analytics at Puget Sound Bank (now Heritage Bank), performing Interest Rate Risk (IRR) analysis, customer profitability and data analysis. His prior experiences include controllership roles at PACCAR Financial Services and Charter Bank, and audit roles in public accounting, specializing in financial institutions. Mr. Bai volunteers as a Diversity, Equity and Inclusion (DEI) commissioner of his city and as a youth soccer coach. Mr. Bai has an MBA from the University of Washington and a BA in International Economics from UCLA. He is also a Certified Public Accountant.
Ms. Elliott, EVP & Chief Credit Officer joined the Bank in 2019 and brings more than 30 years of community banking experience. She began her banking career with The Commerce Bank and later joined Plaza Bank prior to its merger with United Business Bank. Her career has centered on commercial credit analysis, loan documentation and effective loan portfolio management including special assets. Ms. Elliott earned her Bachelor of Arts degree in Economics with a Minor in Business Administration from the University of California, Berkeley. She is a former board member of the Bicycles for Humanity and an IRS Volunteer Income Tax Assistance program member.
