Checking / Savings

Personal Free Checking

  • Minimum opening amount $100
  • No minimum daily balance requirement
  • No monthly maintenance fee
  • Free to obtain a Visa Check Card (ATM & Debit Card)  
  • Free personal online banking with bill pay
  • Free online check images view
  • Free unlimited UniBank ATM access
  • Free unlimited WellsFargo ATM & MoneyPass ATM access
  • Unlimited check writing
  • Monthly statement available
  • Interest not applicable
  • Automatic transfer to Plus Installment Savings Account not available 

Personal Regular Checking

  • Minimum opening amount $100
  • Monthly maintenance fee of $9 if balance falls below $500 any day of statement cycle
  • 1st monthly maintenance fee waived 
  • Free to obtain a Visa Check Card (ATM & Debit Card)
  • Free personal online banking with bill pay
  • Free online check images view
  • Free unlimited UniBank ATM Access
  • Free unlimited WellsFargo ATM Access & Moneypass ATM access 
  • Unlimited check writing
  • Monthly statement available
  • Interest not applicable

Personal Interest Checking (NOW)

  • Minimum opening amount $100
  • Monthly maintenance fee of $12 if balance falls below $1,000 any day of statement cycle.
  • 1st month maintenance fee waived
  • Free to obtain a Visa Check Card (ATM & Debit Card)
  • Free personal online banking with bill pay
  • Free online check images view
  • Free unlimited UniBank ATM Access
  • Free unlimited WellsFargo ATM & MoneyPass ATM access
  • Unlimited check writing
  • Monthly statement available
  • Daily minimum balance of $1,000 to obtain disclosed annual percentage yield
  • Interest is compounded monthly and credited monthly to the account
  • Interest rates vary depending on the level of balance maintained and are subject to change at anytime

Personal Money Market

  • Minimum amount to Open $1,000.00
  • Monthly maintenance fee of $15.00 if balance falls below $2,500.00 any day of statement cycle
  • 1st month maintenance fee waived
  • Transfer to another account or to third parties by check, draft or pre-authorized, automatic, telephone or computer transfers are limited to six (6) per statement cycle.  An excesssive transaction fee of $10.00 will be charged for each transaction in excess.  Three (3) warning letters before automatic change to DDA account.
  • Free personal online banking with bill pay  
  • Free online check images view
  • Monthly statement available  
  • Daily minimum balance of $2,500 to obtain disclosed annual percentage yield
  • Interest is compounded monthly and credited monthly to the account
  • Interest rates may vary depending on the level of balance maintained and are subject to change at anytime

Personal Regular Saving

  • Minimum amount to open $100
  • Monthly maintenance fee of $5 if balance falls below $500 any day of statement cycle
  • 1st month maintenance fee waived
  • Transfer to another account or pre-authorized, automatic, telephone or computer transfers are limited to six (6)per statement cycle.  An excessive activity charge of $5 will be charged for each transaction in excess. Three (3) warning letters before automatic change to DDA account.
  • Free personal online banking with bill pay
  • Monthly statement available
  • Daily minimum balance of $500 to obtain disclosed annual percentage yield
  • Interest is compounded monthly and credited monthly to the account
  • Interest rates are subject to change at anytime

Junior Savings

  • Eligible to age under 18 (up to 18 years old)
  • Minimum opening amount $50
  • No minimum daily balance requirement
  • No monthly maintenance fee
  • Transfer to another account or pre-authorized, automatic, telephone or computer transfers are limited to six (6)per statement cycle. An excessive activity charge of $5 will be charged for each transaction in excess. Three (3) warning letters before automatic change to DDA account. 
  • Free personal online banking with bill pay
  • Monthly statement available
  • Interest is compounded monthly and credited monthly to the account
  • Interest rates are subject to change at anytime

Please contact us for more information.