Financial Statements

U & I FINANCIAL CORP.
Consolidated Statement of Condition

                     (Audited)

 ($000) 

12/31/2012 
 Cash & Due from Banks 23,430 
 Investments
 19,427 
 Net Loans 135,106 
 Premises & Equipment 3,562 
 Other Assets 6,690 
 Total Assets 188,215 


 Noninterest-bearing Deposits
 17,630 
 Interest-bearing Deposits
 120,425 
 Borrowings 17,585 
 Other Liabilities 2,459 
 Total Liabilities 158,099 
 Stockholders' Equity 30,116 
 Total Liabilities & Stockholders' Equity 188,215 




Consolidated Statement of Income

                         (Audited)

($000) 

Period Ending 

12/31/2012 
 Interest Income 8,864 
 Interest Expense (1,700) 
 Net Interest Income 7,164 
 Provision for Loan Losses (1,089) 
 Gain on Sale of Loans 1,197 
 Other Non-interest Income
 2,057 
 Salaries & Benefits
 (3,208) 
 Occupancy and Equipment
 (961) 
 Professional Fees
 (354) 
 Other Expense (2,297) 
 Income before Income Tax Provision
 2,509 
 Income Taxes Provision (700) 
 Net Income 1,809 
   

 

UniBank acts as neither agent nor broker in these communications or resulting transactions and makes no representations as to the value of its stock or the relative “fairness” of any asking or offered price. Non FDIC insured. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.