Financial Statements

U & I FINANCIAL CORP.

Consolidated Statement of Condition

                     (Audited)

 ($000) 

12/31/2010
 Cash & Due from Banks 15,711 
 Fed Funds Sold 0 
 Investments 14,819
 Net Loans 108,921 
 Property & Equipment 770 
 Other Assets 4,982 
 Total Assets 145,203 


 Deposits 112,135 
 Borrowings 8,400 
 Other Liabilities 1,910 
 Total Liabilities 122,445 
 Stockholders' Equity 22,758 
 Total Liabilities & Stock Holders' Equity 145,203 




Consolidated Statement of Income

                         (Audited)

($000) 

Period Ending 

12/31/2010 
 Interest Income 7,651 
 Interest Expense (2,472) 
 Net Interest Income 5,179 
 Provision for Loan and Lease Losses (975) 
 Gain on Sale of Loans 1,322 
 Other Non-interest Income
 412 
 Salaries & Benefits
 (2,049) 
 Occupancy Expense and Equipment
 (473) 
 Professional Fees
 (239) 
 Other Expense (1,613) 
 Net Income before Income Taxes 1,564 
 Income Taxes Provision (421) 
 Net Income/(Loss) 1,143 
   

 

UniBank acts as neither agent nor broker in these communications or resulting transactions and makes no representations as to the value of its stock or the relative “fairness” of any asking or offered price. Non FDIC insured. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.