Financial Statements

U & I FINANCIAL CORP.
Consolidated Statement of Condition

                     (Audited)

($000) 

12/31/2014 
 Cash & Due from Banks 41,009 
 Investments
18,639 
 Net Loans 161,779 
 Premises & Equipment 6,931 
 Other Assets 5,470 
 Total Assets 233,828 


 Noninterest-bearing Deposits
27,898 
 Interest-bearing Deposits
154,530 
 Borrowings 13,771 
 Other Liabilities 2,710 
 Total Liabilities 198,909 
 Stockholders' Equity 34,919 
 Total Liabilities & Stockholders' Equity 233,828 




Consolidated Statement of Income

                         (Audited)

($000) 

Period Ending 

12/31/2014 
 Interest Income 10,733 
 Interest Expense (1,610) 
 Net Interest Income 9,123 
 Provision for Loan Losses (1,193) 
 Gain on Sale of Loans 3,161 
 Other Non-interest Income
817 
 Salaries & Benefits
(3,839) 
 Occupancy and Equipment
(950) 
 Professional Fees
(295) 
 Other Expense (2,305) 
 Income before Income Tax Provision
4,519 
 Income Taxes Provision (1,500) 
 Net Income 3,019 
   

 

UniBank acts as neither agent nor broker in these communications or resulting transactions and makes no representations as to the value of its stock or the relative “fairness” of any asking or offered price. Non FDIC insured. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.