Financial Statements

U & I FINANCIAL CORP.
Consolidated Statement of Condition

                     (Audited)

($000) 

12/31/2013 
 Cash & Due from Banks 22,605 
 Investments
19,599 
 Net Loans 164,183 
 Premises & Equipment 7,228 
 Other Assets 5,479 
 Total Assets 219,094 


 Noninterest-bearing Deposits
22,303 
 Interest-bearing Deposits
152,251 
 Borrowings 10,000 
 Other Liabilities 1,890 
 Total Liabilities 186,444 
 Stockholders' Equity 32,650 
 Total Liabilities & Stockholders' Equity 219,094 




Consolidated Statement of Income

                         (Audited)

($000) 

Period Ending 

12/31/2013 
 Interest Income 10,611 
 Interest Expense (1,589) 
 Net Interest Income 9,022 
 Provision for Loan Losses (308) 
 Gain on Sale of Loans 1,882 
 Other Non-interest Income
763 
 Salaries & Benefits
(3,727) 
 Occupancy and Equipment
(955) 
 Professional Fees
(319) 
 Other Expense (1,989) 
 Income before Income Tax Provision
4,369 
 Income Taxes Provision (1,400) 
 Net Income 2,969 
   

 

UniBank acts as neither agent nor broker in these communications or resulting transactions and makes no representations as to the value of its stock or the relative “fairness” of any asking or offered price. Non FDIC insured. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.