Commercial Loan

UniBank’s experienced loan officers will work for you with the most competitive pricing to get you ahead of your competitors in businesses. With flexibility in rates, terms, and purposes, you will get one step closer to your business success.

Commercial Real Estate Term Loans:

  • Purchase of all types of real estate properties
  • Refinancing and real property improvements
  • Maximum 5 year maturities with up to 25 year amortization
  • Competitive rates and fees (Floating or fixed rates available)

Business Term Loans:

  • Purchase or expansion of businesses
  • Refinance existing debts (business-related)
  • Permanent working capital
  • Renovate facilities
  • Maximum 7 year maturities
  • Unsecured and secured financing available
  • Competitive rates and fees (Floating or fixed rates available)

Equipment Loans:

  • Offers loans that provide a one-time lump sum for the purchases of medical, manufacturing equipment, dry cleaning, medical, machine-tools, and dry cleaning equipment
  • Up to 7 year maturities
  • Up to 75% of purchase price or fair market value 
  • Competitive rates and fees (Floating or fixed rates available)

Business Lines of Credit

UniBank also offers business lines of credit to meet your special financial needs such as temporary or seasonal purchase, working capital, and business equipment.

  • Revolving principal
  • Seasonal or temporary working capital
  • Competitive pricing
  • Automatic payment options
  • 1 year term and renewable yearly 

Business Express Loans

UniBank provides “Express” business loan which is a simplified and easy application process for small business owners with a quick approval process.

  • Loans up to $50,000
  • Competitive pricing
  • Loan term of up to 5 years
  • Simple and easy application
  • Decision within 24 hours
  • Unsecured and secured financing available

Professional Lines and Loans

UniBank extends lines of credit to professional practitioners providing immediate access to funds for purchasing equipment, expanding your office, or increasing your working capital.

  • Loans up to $100,000
  • Loan term of up to 5 years
  • 1 year term and renewable yearly  
  • Competitive pricing
  • Unsecured and secured financing available

Come and explore what we can offer. You will leave us with confidence that your business will grow and succeed.

Please contact us for more information.