Business Loans
(Some restrictions may apply on these products)
We Offer:
+ Business Lines of Credit
Based on the financial condition of your business, business lines of credit can help you smooth out your seasonal operating capital needs. Borrow when cash flow is tight and repay when it is better. Lines of credit are granted for a year at a time and reviewed prior to maturity for potential renewal.
+ Accounts Receivable Line of Credit
Accounts receivable financing is available to allow you to work off of a formula advance rate to establish your eligible borrowing base for your line of credit
+ Machinery and Equipment Financing
Equipment financing will help you grow your company by acquiring that additional piece of machinery or equipment which will allow you to take that next step in your business.
+ Commercial Real Estate Financing
Commercial real estate financing can be done to allow you to acquire the real property from which they will operate. This can provide a saving for the company by leasing from yourself, rather than a landlord. This can be an excellent investment for the owners of the company too. We also can look at financing non-owner occupied investment properties on a case-by-case basis.
+ Commercial Real Estate Construction Loans
Commercial constructions loans can be provided in addition to the term real estate loans mentioned above.
+ SBA Loans
UniBank will offer a number of Federal Government small business loan products which allow you to grow your small business into the bigger business you have been thinking of. Some of the most popular products are:
- Express loans
- 7(a) guaranteed loans
- 504 loans for Real Estate and larger equipment purchases.
+ Professional Practice Acquisition Loans
UniBank can assist in the financing the purchase of professional practices such as medical and dental practices.
+ Stand-by Letters of Credit
UniBank can also help you with Stand-by letters of credit that you may need to issue from time to time.
For more details, Contact Us
