Financial Statements

 U & I FINANCIAL CORP.
Consolidated Statement of Condition

                     (Unaudited)

 ($000) 

12/31/2011 
 Cash & Due from Banks 27,592 
 Investments 23,613 
 Net Loans
 110,361 
 Premises & Equipment
 865 
 Other Assets 2,812 
 Total Assets 165,243 


 Noninterest-bearing Deposits 13,289 
 Interest-bearing Deposits
 113,269 
 Borrowings 8,400 
 Other Liabilities 873 
 Total Liabilities 135,831 
 Stockholders' Equity 29,412 
 Total Liabilities & Stockholders' Equity 165,243 




Consolidated Statement of Income

                     (Unaudited)

($000) 

Period Ending 

12/31/2011 
 Interest Income 7,649 
 Interest Expense (2,253) 
 Net Interest Income 5,396 
 Provision for Loan Losses (1,874) 
 Gain on Sale of Loans 2,656 
 Other Non-interest Income
 590 
 Salaries & Benefits
 (2,415) 
 Occupancy and Equipment
 (380) 
 Professional Fees
 (427) 
 Other Expense (2,249) 
 Income before Income Tax Provision
 1,297 
 Income Taxes Provision (250) 
 Net Income 1,047 
   

 

UniBank acts as neither agent nor broker in these communications or resulting transactions and makes no representations as to the value of its stock or the relative “fairness” of any asking or offered price. Non FDIC insured. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.